I will evaluate your loss and give you honest feedback

Property Damage Insurance Claim Assistance

Primary Claims We Handle
Fire and Smoke Damage

I manage claims for structural damage, smoke residue, and loss of contents after a fire. From the first inspection to negotiating the rebuild, I fight to make sure your payout reflects the real cost of recovery.

Water and Flood Damage

Leaking pipes, burst appliances, storm flooding — water damage moves fast and so do I. I document every detail, assess long-term issues, and make sure insurers don’t minimize what needs fixing.

Storm and Wind Damage

Whether it’s a heavy storm or high winds ripping off shingles, I help homeowners and property managers recover quickly. I inspect thoroughly and build claims that insurance companies can’t ignore.

Earthquake Damage

Cracked foundations, shifted framing, and interior collapse are common after a quake. I know how to assess these unique losses and present claims that address both visible and hidden structural issues.

Roof and Structural Damage

Roof leaks and framing issues are often overlooked or underestimated. I inspect, photograph, and report roof damage properly — so your claim covers more than just surface patches.

Theft and Vandalism

When your property is broken into or damaged by vandals, the loss is more than just material. I support you with proof of loss, contents valuations, and the documentation insurers need to process full reimbursement.

Specialized Claim Support Services
Appraisal and Umpire Services

If your claim is stuck in dispute, I offer certified appraisal and umpire services to resolve valuation disagreements. I present credible, detailed assessments that push claims forward toward fair resolution.

Expert Witness Support

For complex or contested claims headed to legal review, I provide clear, court-ready reports and expert testimony. My experience in large loss and estimating brings authority to every case.

Insurance Policy Analysis

Confused about what’s covered? I review your policy line by line, highlight the fine print, and explain your options — so you know exactly where you stand before filing or fighting a claim.

Detailed Loss Estimating

I use Xactimate and Matterport technology to build precise, line-item estimates that back your claim with hard data — no rounding up or guessing, just clear numbers insurers can’t dismiss.

Residential and Commercial Consulting

Not sure if you have a case? I consult with homeowners, landlords, and business owners to assess damage, plan next steps, and determine if your policy should be covering more than it is.

Real Clients. Real Wins.

Feedback from clients who trusted me to step in when it mattered most.
Elaine Li

My business suffered a fire, and I’m so grateful I hired Victoria and her team. They were absolutely the best at making sure I got everything I was entitled to. The insurance company gave us a fight—but Victoria gave them an even bigger one! She never backed down and got us paid what we deserved. Highly recommend!

06.13.2025
Karleen Hansson Kentile

I can not recommend this company more. They took our nightmare and ended it, rather favorably and fair. The amount of compassion and decency they showed us was amazing, not to mention their tenacious bulldog persistence in our favor. You want these people. I only wish we had hired them earlier!!! My family thanks you guys!!!

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